OTP/MAC Generator

Application for generation of personal time-sensitive onetime passwords (for logging onto Internet bank), or on the basis of payment data (for payment signature).
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MAC Generator

Feature Set

MAC Generator MAC Generator

How it works

Fully compliant with regulatory technical standards (RTS) of Payment Directive PSD 2 and new personal data processing rules (GDPR).
Privacy policy


All generated passwords are one-time and personal ones.
Unlike common hardware tokens such as digipass, the generated password for the payment signature takes into account the data of the payment itself. Thus, additional monitoring of payment integrity is provided.
Application is freely available
It can be downloaded anywhere and anytime on iOS and Android.
Not hardware-sensitive
Requires no physical delivery from manufacturer to user.
Password generation requires no connection to any network
When used, it does not depend on a mobile operator, does not need a SIM card and cellular coverage, does not need access to Wi-Fi-network.

We will advice on Canopus EpaySuite and other Canopus products