OTP/MAC Generator
Application for generation of personal time-sensitive onetime passwords (for logging onto
Internet bank), or on the basis of payment data (for payment signature).
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Feature Set
How it works
Fully compliant with regulatory technical standards (RTS)
of
Payment Directive PSD 2 and new personal data processing
rules (GDPR).
Privacy policy
A client receives two QR-codes with personal keys for the mobile
token.
Next,
the client scans them with the mobile token, thus importing them into his mobile
application.
When logging in, after entering usual login and password, the client
is
asked
for an additional password from the mobile token. The client opens a mobile
token and
sees a
password in it. Then enters the password to the Internet bank.
When signing a payment in the Internet bank, the client is shown a
QR code
created on the basis of that payment. The client scans that QR-code with the
mobile
token
and receives a password (MAC), which must be entered to the Internet bank.
The module consists of two mobile applications (iOs / Android), server part, personal key generating utility, additional functions in the Web bank and mobile bank.
Advantages
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